Estimate in 30 seconds what you really keep as a Spanish autónomo or digital nomad. IRPF, social security, quarterly payments without tax jargon.
Whether you're a freelancer or a business owner on Spain's Digital Nomad Visa, this calculator shows what you keep after Spanish income tax (IRPF) and the autónomo social-security fee, using the 2026 brackets.
If so, you qualify for the €80/month flat rate during your first year.
Designed for autónomos working mainly for a single client. Business owners and freelancers with multiple clients usually don't qualify.
Software, accountant, supplies, utilities…
Enter your income to see your estimate.
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Autónomo & SL setup
Beckham Law application
Quarterly filings
A digital nomad on the Spanish DNV is taxed as any tax resident: progressive IRPF income tax (19%–47%) on net earnings, plus the monthly autónomo social-security fee when invoicing as a freelancer. The real burden usually lands between 25% and 40% of gross income depending on revenue, deductible expenses and region. Those who qualify can opt into the Beckham Law and pay a flat 24% for 6 years.
You enter what you invoice, your business expenses and your family situation. The calculator applies the 2026 IRPF brackets, personal and family allowances, the new social-security brackets, and the €80/month flat rate if you're a first-time autónomo. You get what you keep per year, the quarterly IRPF payment and your monthly fee.
| Net monthly income | Minimum cuota 2026 |
|---|---|
| ≤ €670 | €205/mo |
| €670 – €900 | €226/mo |
| €900 – €1166,7 | €267/mo |
| €1166,7 – €1300 | €299/mo |
| €1300 – €1500 | €302/mo |
| €1500 – €1700 | €302/mo |
| €1700 – €1850 | €360/mo |
| €1850 – €2030 | €380/mo |
| €2030 – €2330 | €401/mo |
| €2330 – €2760 | €427/mo |
| €2760 – €3190 | €452/mo |
| €3190 – €3620 | €478/mo |
| €3620 – €4050 | €504/mo |
| €4050 – €6000 | €545/mo |
| > €6000 | €607/mo |
| Taxable income | Marginal rate |
|---|---|
| ≤ €12.450 | 19% |
| €12.450 – €20.200 | 24% |
| €20.200 – €35.200 | 30% |
| €35.200 – €60.000 | 37% |
| €60.000 – €300.000 | 45% |
| > €300.000 | 47% |
The Beckham Law lets new arrivals pay a flat 24% on income up to €600,000 for 6 years. The required link doesn't have to be a Spanish company — it can also be a foreign one (typical for digital nomads on a foreign payroll, or autónomos invoicing mainly a single client). Pure freelancers with multiple clients usually don't qualify; for newly-arrived employees it's often more efficient than the general regime.
If you register as an autónomo for the first time (or haven't been one in the last 2 years), you pay €80/month for the first 12 months, extendable by another 12 if your net earnings stay below the minimum wage. After that, you switch to the income-based contribution system.
Between 25% and 40% of gross income in the general regime, depending on revenue, deductible expenses and region. Under the Beckham Law, a flat 24% on income up to €600,000 for 6 years.
€80/month for the first 12 months for new autónomos (no registration in the previous 2 years). Extendable by another 12 months if your net earnings stay below the Spanish minimum wage.
Yes, if they invoice clients as a freelancer. If they work as an employee for a foreign company under an employment contract, they usually don't need to register as an autónomo.
On net earnings (income minus deductible expenses minus social security), applying progressive brackets from 19% to 47% and subtracting personal and family allowances.
Modelo 130 (IRPF) is filed in April, July, October and January. VAT (modelo 303) follows the same quarterly calendar.
Yes: software, accountant fees, professional supplies, training and materials are 100% deductible. A home office allows a proportional deduction of utilities if registered with the tax authority.
It depends. It's designed for workers relocating to Spain under contract (Spanish or foreign company), and can also apply to autónomos who invoice mainly a single client. Pure freelancers with multiple clients usually don't qualify.
It's an estimate within ±3%. It doesn't replace an advisor's calculation: your real case depends on region, invoice withholdings and specific deductions.
